Your Credit Union offer auto loans for new and used vehicles up
to 120% of the value. For new vehicles the value represents the
MSRP for the vehicle. For used vehicles the value represents NADA
retail value or Kelly Blue Book retail value. The extra financing
amount above the value the may include, sales tax and a warranty
as well as an amount you may be “upside down” in your
vehicle. Being “upside down” is the difference when
the balance of your loan is higher than the value you receive as
a trade in allowance.
Your Credit Union offer boat loans for new and used boats up to
80% of the value. For new boats the value represents the MSRP. For
used boats the value represents NADA retail value or Kelly Blue
Book retail value.
Your Credit Union offer motorcycles loans for new and used motorcycles
up to 80% of the value. For new motorcycles the value represents
the MSRP for the vehicle. For used motorcycles the value represents
NADA retail value or Kelly Blue Book retail value.
Recreational Vehicle Loans
Your Credit Union offer recreational vehicle loans for new and used
recreational vehicles up to 80% of the value. For new recreational
vehicles the value represents the MSRP for the vehicle. For used
recreational vehicles the value represents NADA retail value or
Kelly Blue Book retail value.
Your Credit Union offers a secured loan by securing your shares
or certificate as collateral. Enjoy the convenience of maintaining
your savings, while borrowing for that unanticipated event. Best
of all, a secured loan offers a lower rate than a personal or signature
Home Equity Loans
Your Credit Union offers home equity loans up to
80% of the value of your home. The value is determined by an appraised
value less the remaining principal balance. In some instances, if
you already have a written appraisal less than 2 years old, a new
appraisal may not be necessary. Otherwise, we will obtain an appraisal
as part of the application process. Since home equity loans have
some unique features that are not applicable to our other loans,
online applications are not accepted. Please call or stop by the
credit union and talk to one of our lending officers.
Unsecured Personal or Signature
Your Credit Union offers a variety of unsecured
loans. The unsecured loans are typically called a personal or signature
loan. We also have a number of other unsecured loans such as Debt
Consolidation loans, Vacation Loans, Holiday or Christmas Loans,
and our Whatever/Whenever loan. The same great rates apply to all
our unsecured loan products.
PHH Mortgage Services
The Fastest, Simplest, Most Convenient Way Home®
In conjunction with PHH Mortgage Services — one of the largest
and most successful mortgage originators in the nation — PA HealthCare Credit Union brings you one of the easiest mortgage processes in
the industry. When you call PHH Mortgage Services, you can receive
a loan decision over the telephone in less than 20 minutes —
all while you wait in the convenience of your home or office.
PHH Mortgage Services and PA HealthCare Credit Union are dedicated to making
your mortgage experience smooth and easy. We will help you find
the perfect mortgage solution for your situation. With over 100
mortgage products to choose from, we have the right solution for
all of your mortgage needs — from purchasing to refinancing.
And we’ll do it all with the same superior service you have
come to expect from PA HealthCare Credit Union.
For your convenience, PHH Mortgage Services is available six days
- Monday through Friday — 8:30 a.m. to 8:00 p.m. EST
- Saturday — 9:30 a.m. to 6:00 p.m. EST
Make the right move and call PHH Mortgage
Services today at:
PHH Mortgage Services, 3000 Leadenhall Road,
Mt. Laurel, NJ 08054. Arizona Residential Mortgage Licensee #BK
00010039; Licensed by the Department of Corporations under the California
Residential Mortgage Lending Act, Georgia Residential Mortgage Licensee
#6266; Illinois Residential Mortgage Licensee; Massachusetts Licensed
Lender #ML1653; Licensed by the New Hampshire banking department;
Licensed by the N.J. Department of Banking and Insurance; Licensed
Mortgage Banker - NYS Banking Department; Rhode Island Licensed
Lender; Minnesota - This is not an offer to enter an interest rate
lock-in agreement. Licensed First Mortgage Banker and Secondary
Mortgage Lender by Pennsylvania Department of Banking. In Massachusetts
and Virginia, financing provided by PHH Mortgage Services, Inc.
Your Credit Union offers student loans and student loans for parents through Sallie Mae.