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Fee & Minimum Balance Schedule
 

The below fee schedule is effective as of August 1, 2014.

CREDIT UNION MEMBERSHIP
Membership Share $25.00 Par value
Membership Fee $1.00
MINIMUM BALANCE REQUIREMENTS
Minimum Balance - Regular Shares $25.00
Minimum Balance - Club Accounts* $5.00
Minimum Balance - Money Market $500.00
Minimum Balance - Share Certificates $1,000.00
* Club Accounts include: Christmas, Vacation and Wage Accounts
OVER THE COUNTER SERVICES
Certified Check $5.00 (per check) *No stop payment available
Travelers Checks n/a
Money Orders $0.75 (per money order)
Money Order Stop Payment Fee $5.00 (per money order)
Western Union (Domestic) $20.00
Western Union (International) $30.00 + 2% of Total Over $500
Outgoing Wire Transfer (Domestic) $20.00
Outgoing Wire Transfer (International) $40.00
Incoming Wire Transfer No Fee
ALL ACCOUNTS (unless specifically specified)
Inactive Account Fee $2.00 per month after 2 years and balance under $100
Money Market Excessive Withdraw Fee $20 per withdraw after 4 per month
     
Set-up Fee for Deffered Tax Account:  
Traditional Individual Retirement Account Waived
Roth Individual Retirement Account Waived
Coverdell Education Account Waived
    
Check Printing Fee Varies depending on style
Debit Card Replacement Fee $15.00
Visa Card Replacement Fee $15.00
Non-Sufficient Funds (NSF) - Check $20.00 Per item
Non-Sufficient Funds (NSF) - ACH $15.00 Per item
Returned Check $20.00 Per item
Stop Payment $20.00 Per request
Paid Draft Copy (Onsite Branch Request) $5.00 Per item
     
Transfer Fee for Overdraft Protection $5.00 Per transaction
Account Reconciliation Fee $10.00 Per hour
Account Closure Fee $25.00 if closed within 6 months of opening
      
Reprint of Member Account Statements $5.00 Per Statement
LOAN ACCOUNTS
Refinance Existing Credit Union Loan Application $50.00
     
Home Equity Application $50.00
Home Equity Appraisal Fee @ Cost $200.00
Home Equity Filing Fee @ Cost $75.00 - $162.00 Depending on County
Home Equity Lien Release @ Cost $54.00 - $162.00 Depending on County
Home Equity Flood Certification @ Cost $17.00
Home Equity Property Search @ Cost $32.00
Home Equity Bring Down Filing @ Cost $18.00
Home Equity Voluntary Subordination 1% of the remaining balance
    
State Issued Title Lien holder @ Cost From $5.00 up $78.00
     
Commercial Loan Application n/a
Commercial Loan Analysis Fees @ Cost n/a
@ Cost amounts are representative amounts, and actual amounts could vary depending on circumstances.